Effective date: August 9, 2026
Contact: telleratme@gmail.com
DRAFT — review by a qualified attorney before public launch.
bear money Premium unlocks the full app: unlimited scanning and
document storage, unlimited connected financial accounts, advanced
budgets, business books and P&L, document email/fax features, priority
processing, and a generous monthly allowance of AI assistance that
covers ordinary daily use.
AI usage. Premium includes enough AI for a typical month of use;
the allowance refills on the 1st. Exceptionally heavy AI use beyond the
included allowance requires an optional AI credit pack, purchased
through the App Store with your explicit confirmation on screen — there
are never automatic or surprise charges. Everything outside the AI
assistant (accounts, budgets, bills, documents, and every tab) is never
metered and never counts against any allowance.
New subscribers who are eligible receive a 7-day free trial. You are
not charged until the trial ends, and you can cancel any time during the
trial at no cost.
Subscriptions are billed through the Apple App Store (or Google Play on
Android). The store — not bear — processes your payment; **bear never
sees or stores your card number**. Plans renew automatically until
cancelled. Prices may change with notice; renewals after a price change
use the new price only after the store notifies you per its rules.
Cancel any time in your device's subscription settings (App Store ›
Subscriptions) or from bear's Settings › Subscription. Cancellation
stops the next renewal; you keep Premium until the end of the period you
already paid for. See the Cancellation Policy for details.
Free Premium months earned through bear money Rewards are promotional, stack
after any paid period, may be revoked in cases of abuse (self-referral,
duplicate accounts, payment abuse), and have no cash value.
App Store purchases follow Apple's refund process (reportaproblem.apple.com).
We'll always help you get to the right place — email us.